We use a stud on the bottom of our flange, which requires our fixture for drilling,, and when these are not installed on the car, it is impossible to torque the bolts correctly.
Bottom line is we will sell AFX spindles without hubs, but we will not ship them until we install your supplied hubs. We rarely get a request for this as most people who think they can save a few $$ find out that 1 hub typically cost 3/4 of what our spindles do.
The other reason is liability. I know we install them correctly, so I cannot be held responsible for a failure due to improper install. Pricing on the bare AFX spindle is $445 for a pair.
Tyler
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