[wiedemab]

My grandpa had a saying (that he probably got from someone else, I'm sure)

"If you can't find the time to do it right the first time, how the hell are you going to find the time to fix it later?"

You can substitute money for time - -- same idea........

Hopefully you can get it worked, out. I'm not trying to pile on, but we've all been there and this type of lesson is a tough one to learn.....especially for frugal people.