[GregWeld]

Originally Posted by ErikLS2

A great article on what happens to returns if you sit on the sidelines with cash. I was stunned by the reduction in returns if you miss even just the 3 best up days of the year.

http://www.cnbc.com/2016/01/24/went-...oull-make.html

YES!!! I've called his out several times in the last 500 pages... That if you're out or trying to "time" the market and even miss the one or two big up days --- you might have missed the entire market move for the year. It's why I typically state, that if you're an investor, just put your money in on a regular basis over time - and as time goes by it will take care of you - even if you bought at the very peak. If you're regular - you'll also have bought some shares at lower prices - and in the end, 20 years from now it will look dirt cheap!