Bottom line, people are looking for the path of least resistance, the easy way out. This is one of the worst times to put your head in the sand. Do you research, take responsibility, work on your debt aggressively, which will allow you to allocate more for investment.
I think debt is an under utilized topic in this thread. The more money you piss down the hole, the less you have to create your future. 70% of Americans live paycheck to paycheck.
My goal is to be debt free by Fall. Owe NOTHING on the house, land, cars, boat, credit cards, student loans, NOTHING. It's looking promising.
This creates freedom to spend time with your family and pursuing new interests, it also creates the opportunity to INVEST LIKE CRAZY. That will turn into wealth that will engender a legacy for you family and allow you to GIVE to those in need.
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Todd
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