[LuxurySportCoupe]

It's kind of scary looking at my generation in the future (I'm 26). Everyone my age just spends and spends without thinking about their future at all. Everyone has to have the latest and greatest phone, etc. When it comes to housing, no-down payment loans have become the norm, and I get funny looks when I tell people that I got a 15 year term on my house. When it comes to cars or anything else, if the money isn't there, well, let's just take out another loan! Most my age only see a monthly payment, with no real understanding of what things cost, or even the value of a dollar. A few of my friends get it, but when I bring up investing to most, the response I get is "that sounds like some real wolf of wall street stuff." Here in Michigan, the average wage is low too, so it's not like everyone is going to sock away enough cash to retire on without investing. Anyway, the housing market around here has plenty of buyers or want to be buyers, but not much inventory. I just bought a house last year, and when I was looking, it seemed like there was no middle ground for pricing, there were either small houses that needed alot of work in the 40-50k range, or houses that are 150k+ (I know that sounds cheap to alot of you, but like I said, the average wage is low around here. I'm at $20/hr and my friends think I'm rolling in piles of cash, lmao).