Congrats Todd and Don for being debt free!! I only owe on my house, at 3.75% and a commercial income property with about 50% equity in it so I'm pretty good as well. Now, if either of you miss ever miss it, you're free to make a couple of my house payments if you like! 
 
 
Anyone seen "Money For Nothing" on Netflix? Highly recommend it, maybe the next bubble that bursts, we've been on an 8 year cycle and it's about 8 since the last one.