ROTH IT IS!
haha
thanks.
As far as those figures, I read an article recently about the 8 money mistakes middle class people make. It had quite a few of those. I think I was only guilty of #8 (relatively big car payments)
http://www.businessinsider.com/8-mon...-making-2017-3
but some of that just blows my mind.
I had a coworker the same age as I was who did not put any money into his 401k, had virtually no savings, and had 3 cars on a lease. But then again he chose to live with his roommates (parents) and was in his 30s...