It's the little tweaks that result in a major difference over time. Owning a car outright and investing the payment is a solid place to start for anyone.
I leased brand new BMW's and Audi's for nearly a decade at over $900 a month. That's over $100,000 in payments, not to mention the high insurance and registration costs. We woke up and smelled the coffee over 5 years ago and won't ever have a car payment again. I drive a 2007 Tundra with 117k on it. My wife has a 2015 Acura we bought certified.
But you can write off the car payment for business. Would you spend a dollar to get .25-.33 cents(tax bracket)? I used to be that bad at math too.
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Todd
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