Sorry your having a hard time, but don't sell it!
1) if current job/career isn't paying enough you need to move on to one that does. With an MBA I can't imagine youhaving a hard time switching careers.
2) You mentioned owning a home. Have you looked into home equity loans/lines of credit? With today's rate still historicaly very low you could refi or take a second mortgage. Hell they even have 40 yr fixed which would help until your in better shape and then you can refi a few years down the road.
3) I would suggest talking with the loan departments. The last thing they want is someone to default and not pay at all. Even if they get half the usual payment per month it's better then nothing or if they send it to collection and get $.40 on the dollar.
Good Luck! and things will definatly get better! It takes time and strength, but it does work out, trust me!
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Rob07002
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