Quote:
Originally Posted by ADY
I'm trying to consolidate all my insurance policies and curious how much I can expect to get hosed by my insurance company (USAA) if I opt to add my 1968 Camaro to my existing policy vs. keeping my Hagerty 'agreed value' policy in the event of a total loss. Have any of you had your classic restomod totaled by your insurance and if so did you feel you got a fair payout? Realize this can vary widely based on the insurance company and their appraiser, but just trying see if in general people have got a decent valuation.
thanks,
-Adam
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Adam,
I also use USAA for my insurance and spoke with them about my 67 Camaro. The agent had zero idea what the car really is, but was more than willing to add it to my policy and give me a multi car discount. lol When I pushed and asked for more details, he simply had none. When I told him what I thought the car was worth he stopped talking. After a pause he referred me to USAA's specialty insurance, which is more of a partnership with some other company. Speaking with the lady at that company and giving her the requested details resulted in an insanely high price and silly restrictions on driving the car. USAA has been a fantastic company in the 20+ years I have been with them. However, this is not what they're really good at. Like Mike, I would recommend Hagerty or Safeco and looking for the specific language Jody mentioned.
