Get the police report and contact her/you insurence and ask for advice. If they won't get the ball rolling and help then try these other avenues.
It shouldn't hurt her insurence if it wasn't her fault. She might be able to get a rental car paid by the guilty party, or she might have that insurence option herself.
If you can't get anywhere,
Get a Personal Injury Lawyer.
They also handle property damage.
Will her (The Drunk) insurence fix her car? If not, mention to them the next time they hear from you it will be through your attorney if they want to play games.
It is not unusual for your company to fix the car then work to get paid by the other company. This way you don't have to mess with it.
Keep all reciepts from the Hospital and don't sign anything.
Keep and/or find all recent reciepts for improvements on her car, otherwise the other insurence company will try and short her based on the Average un-freshened car price.
If they start dragging thier feet, make sure see starts documenting any, "neck pain, Headaches, dizzyness etc." Go to some doctors and then visit a personal injury Lawyer. He can review the insurence policies of both people and determine the easiest way to collect the money necessary to get the car fixed. The first visit is usually free. Many Lawyer will work on a 66.6/33.3 Split with the client for injuries, and getting the car fix can be a free benefit for you.
Be carefull about saying anything on the phone to thier insurence company they do record in most instances, and seriously have her checked out medically. I was a bit flip before about headaches etc, but injuries don't always show up immediately. I know this from personal experience.
See if any of this can get you started.
I am not an attorney, nor do I play one on TV, but my wife an I have spent the last 27 months dealing with this crap.
Hope this helps.
tyoneal
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