I had a pretty bad accident and I did learn some interesting things about the whole process.
1. As long as the driver pledes no contest it doesn't matter what happened, it cant be used against her in court (at least not for your civil case). The signed statement taken by the police however can be used in court.
2. I did get a lawyer but I had pretty extensive injuries, brain injury, fractured skull, several broken bones, etc It took over a year before anyone started paying any bills. The medical people want their money now! A lawyer can keep the bill collectors happy while you get your case sorted out. I agree with what was said earlier about the value of a vehichle. It is what it is and if that is the only issue than a lawyer probably wouldn't be much help. The other reason I got a lawyer was because no one was charged with the accident so I needed someone to prove who was at fault. I was not going to leave that up to some claims adjuster.
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