Quote:
Originally Posted by Steve1968LS2
It is an agree value deal and was fine while it was being built. Now I want better.
They have a TON of driving restrictions, but the policy is agreed value 
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Hey Jody is dead on. The company I go with has insured my car for $125k and will be higher once the adjuster sees that it's done. I pay $425 a year with 3000 miles per year allotment, but I'm changing it too 5k or more. Your car should be in the 125-150k easy, because that's what it would take to duplicate. You must also present receipts as well. I shopped around for about 4 weeks before I went with Town and Country. They did an agreed upon value for a total loss or theft of the value of what the appraiser and I agreed too. I'm not aware of Farmers doing an agreed upon value for the car especially in California. I would look into that real quick and then change your carrier for that one car.