The hot rods are paid for (of course) but the 2 daily drivers still have a loan them -- why? Because the rate is 2%! (Same theme - I can make more return on that money in a bad year).
Hey, just because Dave Ramsey is scared to death of debt (due to his previous Bankruptcy) doesn't mean you have to be.
Not all debt is evil or crippling. It's a tool in the toolbox.
Keep on truckin buddy....