When I was 21 I had a 10 second street car with a cage. Yes my driving record was clean. I went through Condon and Skelly and it was $324 a year with full coverage and at $25000 value. I was a poor college kid at the time, but the price seemed to be very resonable. It did have a 2500 mile per year limit. Hope that helps.
State Farm covered my 1970 Chevrolet 3/4 4x4. I bought it full restored and they asked me what kinda coverage I wanted. It went under a full coverage policy with an agree'ed $15,000 replacement value is it was delcared a total loss or stolen. The yearly poilicy was less than $380.
Last year the truck was stolen from my old shop. State Farm gave me a check for $14000 after my $1000 deductibe. I was suprised there was no issues after all the horror stories I had been told.
My 1970 Camaro will go with Grundy or the like as it will be worth and appriase for alot more than that truck did. The specialty companies seem to have a better grasp on whet these types of cars are worth.
The only way is liability man. I can't get an SS or Z28 since I am 16, but I can get insurance on my 80 S/E Trans am and it is the same price as my 95 V6 camaro or $400 more a year for both.
The thing is that it is a "Heavy Car" which is why they can insure that and not a new car. BUT I don't think I can get full coverage on it.
So if you can live with liability, you CAN insure it.
I'm 23 years old, and have had insurance on my 69 Camaro, registered through them as an SS, for 5 years now. The title and insurance is in my name, not my parents. I pay 130 bucks a year for full coverage w/ 1000 deductible, 4,000 miles/year limit(I think), and an agreed 35,000 value. It's never been a hassle for me. This is all with State Farm Insurance.
Email me, I'll see what I can do to help. You should be old enough to qualify for at least one program depending on a few other conditions. Stay away from a regular policy as they are just plain dangerous on a car like that. Collector auto along with Off-Track, HPDE & Wheel to Wheel are my specialties. [email protected]
2nd the motion on buying a cheap honda and listing it as ur primary and listing the camaro and vette as occasional drivers. I had a 91 z28 insured through state farm when i was 16, i was listed as the primary driver but it was on my parents policy. I was paying around $275 a month for insurance in dallas, tx. Now im paying $111 a month for full coverage on my 02 and im 24 with a clean driving record and a buttload of discounts, plus im married and a student lol. It depends on the agent and the state.
Brian Hobaugh SCCA National Tour June 2014
First Hemi 'Cuda Convertible Ever Built
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