Agreed value ins. & driving to work?

[Chad-1stGen]

I've seen a ton of threads over the years on classic insurance or agreed upon value based insurance and I know a ton of folks have these types of polices.

However, all of the ones I have looked at always have 100% restriction on driving the vehicle to work but I see plenty of threads where people mention driving their car to work occasionally.

I used to have a "regular" insurance policy on the Camaro and wanted to upgrade to Agreed upon value with all of the $$ I've poured into the car over the past year. However, I also like to drive the car to work occasionally. In the past I probably averaged 20 trips to work a year so a bit over once a month.

Are you guys just gambling on not getting into a wreck if you drive it or is their a policy out there that recognizes pleasure based use might be a trip to work on a beautiful Friday or something?

Since this is an insurance questions I've included the obligatory