Oxymoron?
Thankfully Chet is OK, wadding up a car is a risk we all take when at the track and things can go wrong and unrecoverable in a millisecond.
You can develop strategies to minimize your risk exposure, especially in your line selection. Do a track walk whenever possible and pay close attention to potential high risk sections of the track. Carefully analyze track maps, pay attention to corner entry and exit trajectories with respect to vertical obstructions.
Could a wider entry line into a corner give you a faster and safer exit line?
Taking proper safety measures is more than simply having all the best safety equipment you can afford.