toy haulers

[WSSix]

I know nothing about them but am looking for info on them because I may decide to buy one and live in it. I know that sounds odd but it may work out to be cheaper that way than renting or purchasing a house. The only reason I'm considering a toy hauler versus just a camper is so I can put a motorcycle in the back and have a place to remove my grungy work clothes. I'm looking for insight into owning one and living in one. Opinions are also welcome. At this point, I have a lot of time on my hands and no place to call home. I figure why not consider it but as mentioned, I know nothing about them.

Questions I can think of off the top of my head though are

How well do they hold their value? I'll take good care of it because that's the way I am.

Do I have to have a dually to tow one properly or can a standard 3500 or 2500 handle the trailer?

I like the idea of that much weight being pulled as a fifth wheel best but how are the smaller bumper pull trailers at being towed?

How's the insulation? Pampa sees single digit temps during the winter and lots of wind at times.

How crazy do you think I am for considering this, lol?

Dodge 5.9 or Chevy Duramax both pre-ULSD?

Thanks