Investing 102

[Vegas69]

I see what you're saying Greg. I'm basically dong exactly what you recommend investing X amount in the market every month with a 30 year. I pay a little extra every month on the house as well.

One variable that hasn't been mentioned is interest rates. I'm 35 and when I'm your age, are interest rates going to be 4% on a 30 year fixed? I seriously doubt it. Since we are talking history here, 30 years ago rates were 20%. To me, that's a major game changer in this discussion and a variable that can't be ignored. At that point, I guess the decision can be made to cash out the stocks and pay off the house. However, that would be a major tax burden.

My game plan is to secure 4-5 single family homes at these low prices/rates in the next 2-3 years max. Cash flow them and have 4-5 free and clears in 15-20 years for residual income and continue to invest X amount into the market in meantime. I can play the primary mortgage by ear.