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Old 04-24-2014, 07:23 PM
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Mkelcy Mkelcy is offline
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Default Agreed Value Insurance

Greg's comment in the "Could you drive your car 100-200 miles right now?" thread, that "If you can't drive it 1000's of miles -- you suck as a car builder....." reminded me that I wanted to ask about agreed value insurance.

I built my '68 for exactly what Greg said, long trips, possibly back to the East Coast. The car's about to get out on the road, and I've been looking into insurance. In talking to Haggerty, Grundy and other agreed value insurers, I've been told by each that they wouldn't insure my car on an agreed value policy because of "excessive use." Apparently something like the Hot Rod Power tour is okay, but long solo trips are not.

Are people not using their cars as I plan to use mine? Are they using them that way and not disclosing the use to the agreed value insurer? In short, if you've built a pro-touring car and want to actually tour with adequate insurance for the car, where are you getting your insurance?
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