Since we race all our cars, the ability to race, without hiding it or worrying about them finding out, was very important. Also seeing how parish paid a claim, I am sold.
As for the car sitting in fully insured shops with no insurance. Many shop policies only cover insured cars. Basically, if the owner doesn't care, why should they policy.
A local shop that does stereo stuff had a car that was sitting outside firebombed. They think is was a random gang initiation thing. Car is not covered by the shops insurance because it was not insured by the owner.
My insurance agent is a expert on the subject, and a ProTouring enthusiast. In fact his car is coming in next.
I am sure he would be happy to help you from the shop liability perspective as that should be an important part of the policy.
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Frank Serafine
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