Investing 102

[Bucketlist2012]

Ok, I thought I would wait , but here are some other holdings I have.

BPT, KMP, SDRL, SLW, SPH,CEF, GTU, TIP,SCHO for cash on hand

[GregWeld]

Originally Posted by solarguy09

Ok, I thought I would wait , but here are some other holdings I have.

BPT, KMP, SDRL, SLW, SPH,CEF, GTU, TIP,SCHO for cash on hand

You need to get diversified.....

[Bucketlist2012]

Thanks, I thought so...

[CRCRFT78]

Here are the top 10 holdings in the only fund I have left:
FSTMX Fidelity Spartan Total Market Index Inv
Exxon Mobil Corporation (XOM) 2.75%
Apple, Inc. (AAPL) 2.48%
International Business Machines Corp (IBM) 1.58%
Chevron Corp (CVX) 1.45%
Microsoft Corporation (MSFT) 1.33%
Johnson & Johnson (JNJ) 1.25%
The Procter & Gamble Co (PG) 1.24%
AT&T Inc (T) 1.21%
General Electric Co (GE) 1.19%
Pfizer Inc (PFE) 1.09%

The current value of the fund is $12,530.74 after my initial investment of $10,000 about 3 years ago. I believe that if I were to divide that $10,000 between those top 10 holdings 3 years ago I would be in a much better position. Something I will be considering within the next couple of weeks. I may not go with the exact 10 listed but I think I can do a lot better than this.
Once I can get my Rollover IRA working for itself I will focus my attention on my Schwab account and my Roth IRA.

[GregWeld]

Originally Posted by CRCRFT78

Here are the top 10 holdings in the only fund I have left:
FSTMX Fidelity Spartan Total Market Index Inv
Exxon Mobil Corporation (XOM) 2.75%
Apple, Inc. (AAPL) 2.48%
International Business Machines Corp (IBM) 1.58%
Chevron Corp (CVX) 1.45%
Microsoft Corporation (MSFT) 1.33%
Johnson & Johnson (JNJ) 1.25%
The Procter & Gamble Co (PG) 1.24%
AT&T Inc (T) 1.21%
General Electric Co (GE) 1.19%
Pfizer Inc (PFE) 1.09%

The current value of the fund is $12,530.74 after my initial investment of $10,000 about 3 years ago. I believe that if I were to divide that $10,000 between those top 10 holdings 3 years ago I would be in a much better position. Something I will be considering within the next couple of weeks. I may not go with the exact 10 listed but I think I can do a lot better than this.
Once I can get my Rollover IRA working for itself I will focus my attention on my Schwab account and my Roth IRA.

Yep -- you see that over and over again with mutual funds. The top ten are dragged down by the bottom 100

[Bucketlist2012]

Greg,

Thanks for any tips. I am going to be changing some things around within my portfolio, in regards to some of my Mutual Funds vs. Some Top Holdings .

I know I have been heavy Commodities since 2008. I have and will be riding the Fiscal policies of the Euro, and the Dollar. Still in 2012, I think I will do really well. I never day Trade, but Commodities are a form of speculation or feeling ,on which way things will go. I calculate as best as possible what I think the FEDS, and others will do.. Not for this thread, and I won't comment too much.

Your way of investing seems solid, most of mine is, and I know some is added risk.

But again, being the Novice, I want to stick with Investing 102, and what you have been saying on this Thread.

I can be doing better. Not that things aren't good, but there is so much to learn, and so many ways to Make money.

You have many Readers thinking and doing something really IMPORTANT.

We are never taught this in school, certainly most Bankers, Advisors, and GOD forbid, a Broker, they won't tell you this stuff..It is Voodoo.

But like anything, we have to Study wealth, if you want to be Wealthy. It ias not going to come to you unless you work at it.