Investing 102

[Bucketlist2012]

I was going to say for people waiting to buy certain items, they are having a sale today..

Greg you are right ,, today is not scary but just another day.

And for people sitting in cash.....Time is not on your side...You gotta put the cash to work..

[toy71camaro]

I jumped into the Utilities and Consumer Purchases/tobacco sectors today... thats why the down market.

go take advantage of the "After Albert buys" Sale going on now!

[GregWeld]

Too funny Albert! But it is an absolute truth that right after a guy buys the market goes down... thus my "scaling in".


Okay -- so I forgot a key part of my post about looking at your account and picking away at any of the names you've yet to "max out" on... and that key part was to not look at just the numbers as in --- a $10 stock is down .50....
Rather -- look at the PERCENTAGE move. So Banco Santander (STD) is down today - and I took some more because it was down 5%... This is a $7 ish dollar stock -- so it's down a whopping .45 CENTS - but that .45 cents is 5%

I have other stocks that are down in dollar terms far more... Phillip Morse (PM) is down $1.22 as I write - but that's only down 1.43% so I'm not taking down any more PM for a picayunish 1.5% move... But STD down 5% if it just comes back to YESTERDAYS closing price I'd have a 5% gain.

I'm not looking for 100% gains -- or 50% gains... tomorrow... or by the end of the month. I'd like (LOVE?) to have a 10% gain by years end... but if I have a TOTAL RETURN of 10%+ by years end I'd be thrilled.

So watch for PERCENTAGES... because that's how you make money!

[Sieg]

Originally Posted by toy71camaro

I jumped into the Utilities and Consumer Purchases/tobacco sectors today... thats why the down market.

go take advantage of the "After Albert buys" Sale going on now!

It's comforting to know it's not just me. Stay the course, the tide will come back in.

[Bucketlist2012]

Originally Posted by Sieg

It's comforting to know it's not just me. Stay the course, the tide will come back in.

You guys are too funny.. The after Albert sale....Dang you are smart and funny..

Yes, I am looking at the long term, so the in and out flow does not matter..

Stocks never rise in linear fashion, and I am just looking to the yearly or long term average too...

Double digits would be nice...Ya, 10% to 12% would be a win in my book for a yearly average gain.

[toy71camaro]

So... Now i am covered in these sectors within my ROTH:

Retail/Wholesale (MCD) 19%
Comp&Tech (MSFT, CSCO, APPL) 16% (before "Investing 102" purchase)
Utilities (ED) 26%
Consumer Staples (MO) 26%
Aerospace (LMT) 5% (before "Investing 102" purchase)
Medical (PFE) 5% (before "Investing 102" purchase)

What sectors would be a good offset for these? My next two considerations for next weeks purchase ($2k) would be possibly be in Finance, and Oil/Energy. Just trying to gauge where to invest my "time" to research.

[CRCRFT78]

I'm looking at my Rollover IRA (Fidelity) and when you say to look at the unrealized losses/gains, would that be the same as ''changes since purchase, dollars/percent". Navigating Fidelity's page is somewhat troublesome so I'm hoping their terminology is just different and I'm not looking at it incorrectly.

[toy71camaro]

Originally Posted by CRCRFT78

I'm looking at my Rollover IRA (Fidelity) and when you say to look at the unrealized losses/gains, would that be the same as ''changes since purchase, dollars/percent". Navigating Fidelity's page is somewhat troublesome so I'm hoping their terminology is just different and I'm not looking at it incorrectly.

Im guessing so. My Sharebuilder (where i have my ROTH IRA) has a "Gains or Loss" column. and the footer notes show thats the gain/loss ($ and %) since "purchase".

[CRCRFT78]

Looking at my IRA I've noticed Pepsi is -7.72%, Consolidated Edison is -6.93% & Disney is -2.34% since purchase. Is -5% just your benchmark for scaling in or is that one of those unwritten suggestions for investors?

[GregWeld]

Originally Posted by toy71camaro

So... Now i am covered in these sectors within my ROTH:

Retail/Wholesale (MCD) 19%
Comp&Tech (MSFT, CSCO, APPL) 16% (before "Investing 102" purchase)
Utilities (ED) 26%
Consumer Staples (MO) 26%
Aerospace (LMT) 5% (before "Investing 102" purchase)
Medical (PFE) 5% (before "Investing 102" purchase)

What sectors would be a good offset for these? My next two considerations for next weeks purchase ($2k) would be possibly be in Finance, and Oil/Energy. Just trying to gauge where to invest my "time" to research.

Several good names in "energy" --- with good dividends etc... Connoco Phillips == Chevron -- Exxon... or the pipes -- Enbridge Energy Partners - Kinder Morgan Partners -

You'll just have to do some digging around. (Oil pun - get it?)