Agreed Value Insurance

[CamaroMike]

Originally Posted by Drew-Z

I used to have my Camaro insured with Hagerty, but I recently switched over to American Modern Home. I work insurance, and American Modern is a well known specialty carrier.

I'm insured with an agreed value policy with unlimited mileage. The policy language is similar to Hagerty and also has similar features such as the guaranteed flatbed towing.

Couple of requirements:
-Licensed drivers in household must have a daily driver (I believe within 10 years of age)
-Owner must be at least 25 years old
-Vehicle must be stored in some type of enclosed space (garage, barn, etc)

Give them a shot.

Thanks I will try them too. Decided to just get regular coverage on my daily driver and hopefully Hagerty will come through this time, if not I will check them out. Thanks

[Sparks67]

Originally Posted by CamaroMike

Thanks I will try them too. Decided to just get regular coverage on my daily driver and hopefully Hagerty will come through this time, if not I will check them out. Thanks

American Modern Insurance is the Main insurance for Heacock Classics. http://www.heacockclassic.com/about/

Depending on your coverage, Heacock Classics offers other insurance carriers.
Which Include American Modern Insurance, Hanover Insurance, and Infinity Insurance company. http://www.heacockclassic.com/customer-service/

Your comment about KBB? Well, Kelly Blue Book only goes back to 20 years on cars, so a first generation is not even listed. I owned my 67 Camaro since 1983 and the first insurance company required me to get an appraisal done on my 67 Camaro. This was done at local collector car appraisal service that also restored cars.
When I moved to Florida in 1995, I got Nationwide and they required an Appraisal to be done on the car, but the local agent was able to do the appraisal.

When you contact collector car insurance, such as Hagerty or Heacock. Then you go through the same process, but you have to provide photos of the car and the agent will have you fill a form. The Agent will call you back and ask your more questions about the car. The problem with Hagerty is the horsepower limit seems to be around 500 Hp, so they refused to cover mine. Hagerty has great online system, but I put in all the data and they called me back denied the coverage. You will find that Heacock is cheaper than Hagerty for the premium. I used the same values and Heacock was $500 cheaper on the premium than Hagerty. I have insurance on mine, but the car is still under construction.

Jeff