Investing 102 - Lateral-g Forums

**GregWeld** · #1 09-18-2014, 08:32 AM

I would also suggest that you look at some real estate companies..... not only do they spin off decent dividends - it adds to your diversity. I personally own NNN - but have also owned O... and I'm not recommending either of them -- I'm just saying I think you need more diversity and some better dividends.

O

NNN

BXP

Quote:

Originally Posted by chichirone

OUCH! I appreciate the candor and levity!

So here's our thinking...would love your feedback.

Amy and I have the rainy day fund in place. A years worth of cash on hand. We have invested in actively managed mutual funds for over 15 years, accumulating a 7 digit nest egg for longer term retirement. Our current goal is to generate more cash flow for mid-term money for our bridge years age 40-65. Managed growth over 5/10yr horizons with dividends reinvested is something we are very comfortable with. Your comment on it being a personally managed mutual fund resonates with us.

We have been looking at the following dividend stocks. I'd like to get your feedback on my "analysis" based upon share price and dividend yield. I really want to make sure I am looking at these stocks through the right set of lenses. We do not have a high tolerance for risk so the High-flyers don't interest me too much now, but as we build the portfolio, a TSLA or GPRO will become more attractive.

Symbols that interest us are:
KRFT
COP
XOM
F
PFE
MRK
SMG
T
MDT
KO

Our plan is to invest a portion of our monthly revenue, buy shares with the intent to receive dividends over the next 10 years. I am prioritizing the investments based upon yield percent of share price to get started which seems to be a low "risk" option when I evaluate the 10yr charts. I like your strategy of 5% return on the stock performance, reinvesting the dividend, and then building a portfolio that has 20-25 stocks with no more than 5% of the total invested in any one share. Time for you to tear it apart and push our thinking...I look forward to your response.

sebtarta · #2 09-18-2014, 08:42 AM

Greg please send me a PM with your Paypal address, amazon wishlist or something so I can send a present to you for all your help here. Be it with beer, ONE racing glove, something! I have been reading here since I posted back then about MNKD. I have learned a lot.

**GregWeld** · #3 09-18-2014, 08:45 AM

Quote:

Originally Posted by sebtarta

Greg please send me a PM with your Paypal address, amazon wishlist or something so I can send a present to you for all your help here. Be it with beer, ONE racing glove, something! I have been reading here since I posted back then about MNKD. I have learned a lot.

What?!?!?!

You finally learn about chicks with cold sores?? LOL

toy71camaro · #4 09-18-2014, 09:40 AM

LMAO. Some great discussions here the past couple days. I love it. I could read, talk, learn, BS about this stuff ALL day. hahaha.

toy71camaro · #5 09-18-2014, 09:46 AM

Question from us "Young guys" (I still consider myself young. LOL)

If we were to "gamble" on something like Alibaba, or GoPro, etc. Which account would be best to do this in? A Personal Brokerage account or within a ROTH IRA?

I'm guessing a PB account. If it fizzles out it could be counted as a loss. But then again, if it goes to the moon, it wont be taxed in the ROTH, but then its also tied up for another 30 years... heh.

I'm not sure that even a question we can really answer.. But maybe just discuss and we'll have to weigh our own options individually.

**GregWeld** · #6 09-18-2014, 06:02 PM

Nobody can have the right answer for this question because it all depends.

As you pointed out - if it goes to the moon and makes you a millionaire -- then inside the ROTH would be the best place!

But some people don't have ROTH IRA's --- and some don't have self directed 401's etc.

FORGET ABOUT TAXES... they don't count. Making money counts. If you make some - you pay taxes - be happy about that. Dead serious here. I don't do ANYTHING because it might have a possible taxable event. I do things to just make as much money as humanly possible. They get a small percentage -- I keep the rest!

Quote:

Originally Posted by toy71camaro

Question from us "Young guys" (I still consider myself young. LOL)

If we were to "gamble" on something like Alibaba, or GoPro, etc. Which account would be best to do this in? A Personal Brokerage account or within a ROTH IRA?

I'm guessing a PB account. If it fizzles out it could be counted as a loss. But then again, if it goes to the moon, it wont be taxed in the ROTH, but then its also tied up for another 30 years... heh.

I'm not sure that even a question we can really answer.. But maybe just discuss and we'll have to weigh our own options individually.

chichirone · #7 09-18-2014, 07:03 PM

Quote:

Originally Posted by GregWeld

I would also suggest that you look at some real estate companies..... not only do they spin off decent dividends - it adds to your diversity. I personally own NNN - but have also owned O... and I'm not recommending either of them -- I'm just saying I think you need more diversity and some better dividends.

O

NNN

BXP

Going to school on these. If you had an opportunity to invest in shares of a commercial real estate LLC or buy real estate shares publicly shared, which would be more attractive to you? Better question may be, what attributes would you look at if considering a commercial real estate LLC that is being organized to buy a single location or land development project?