So heres the damage..
It looks like the center section is okay...its just the outer rim. I looked at the car more last night.... I couldnt wait. Everything looks good....which is making me nervous that I'm missing something.
The wheel is still centered, nothing is binding or appears bent, the balljoints seem fine etc etc. I'm just really suprised I could have done that much damage to the rim without tweaking something else. Since there is no body damage I must have just clipper the rim/tire with the outside edge of my rim. My rim would have been turned to the pass side alot, so I'm thinking the force would have been back and up, towards the outside of the car, rather than pushing in towards the frame etc
As for the point etc....yes I plan on doing more research before I let this all go. I have the guys name, the tow truck driver and CHP names etc etc to. A good friend of mine is a lawyer and he wants to jump all over this to make sure this guys pays for it. If he's all fired up to run with it, I may let him and see how it plays out....worth a shot ot get the rim and tire paid for.
As for insurance....mine is Grundy and its the only car I have on there. I'm gonna call and get some info before I decide about a claim or not. The rim seems to list for around $600....tire $200.....mounting say $40..alignment etc of around $100...so if all else is well, I'm looking at around $1k in damage.... Not "break the bank" but not cheap either.....