next time i get rear ended...they are gonna have to pull me out with the jaws of life.... helo-vac me to the hospital, and and and.....

wait, does this sound pre-meditated?
the last 2 times i got rear ended(both sittin stopped at red lights) i got the shaft both in getting the car fixxed and personal injury. allstate claims actually tryed to accuse me of being at fault for 1 of them.... i had to get a lawyer just to get my med bills covered.
the other was some no name ins co, they offered to settle 2 hours after the wreck for $1500...... telling me that my super clean (till the wreck)71 240Z was worth $500, and $500 for med bills, and another $500 for the "suffering"......... yeah...they got to talk to the lawyer a lot also.
atleast you have an "in" with your deal... however, i gotta wonder if the claim will affect ya next time raises are handed out