Classic car insurance, who do you use?

[camcojb]

Originally Posted by Paraman1

I went through Farmers Insurance and have an agreed value policy . Whenever I ad anything to the El Camino I just turn the receipts in to my insurance agent and he ads it on . It is considered a "Hobby Car" and as such is not supposed to be used as a daily driver .

I've never heard of an agreed value policy from Farmers. You may "agree" on a value, but all of them that I've seen are stated value, and there's definitely a difference between the two.

[GrabberGT]

I have Hagerty for the Maverick at 35k. Thats doesnt fully cover what I have in the car but is what I could justify in my budget. They start you off with a cvg amnt and its up to you to justify the additional cvg. This includes a details form and photos to be submitted.

[OBeer-WAN-Kenobi]

Originally Posted by tubbed69

Grundy made it easy for me,agreed value policy and half the price of Hagerty.

+1

I went with Grundy as well. Good price AND they don't have the "Primary Vehicle must be less than ____ years old" restriction. This was great when I was driving an old vehicle as my primary. Even now, my primary is old enough not to qualify for Hagerty.

[BMR Sales]

I use Heacock Classic Insurance

[Brewtal66]

I'm insured with LaRue as well. Alex is a class act guy! Very straight forward and nice, and really does love our hobby. He always remembers to ask about my little ones too.

I have my Chevelle insured with him at an agreed upon value of $40K. I really need to up that a bit more though.

Once my Caddy gets going again, I'll be switching it over to him as well. Just a few weeks ago I asked him about insuring my motorhome through him...he didn't even give me a quote, he was 100% honest and said go to Progressive, they will have much cheaper rates. That's the kind of honesty that keeps me coming back to him.

[J-440]

Heacock for me. Car is insured for $50,000 with free towing within 200 miles. $650 a year and keep it under 5000 miles. I tried Hagerty but anything over 30k has to be appraised. Oh and if you have a roll cage you are a "no go". They will not insure you.

[John510]

Originally Posted by J-440

Heacock for me. Car is insured for $50,000 with free towing within 200 miles. $650 a year and keep it under 5000 miles. I tried Hagerty but anything over 30k has to be appraised. Oh and if you have a roll cage you are a "no go". They will not insure you.

i have a 100k policy with hagerty and didn't need an appraisal

[pimlico]

Is that $100k premium include full coverage? What limits?

How much is that per year?

[John510]

Originally Posted by pimlico

Is that $100k premium include full coverage? What limits?

How much is that per year?

around 1200$ Is is an agreed value policy. if stolen or totaled they write me a check for that amount. They just required a lot of pictures of the car.

[randy]

Time for me to look for some insurance. Car is now drivable. I would like a 85k agreed value policy. 33 years old in allen, tx