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  #2521  
Old 02-01-2013, 10:07 AM
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Originally Posted by takid455 View Post
Looked deeper at some more trusted sites and saw the story. Funny how this revaluation is stated for 'next tuesday' (meaning it never happens). I thought something was up when it seemed to good to be true. Could it happen, sure, but doubt it will be an overnight drastic change.
Always, always triple check these kinds of get rich quick schemes out!!

And remember, if it seems too easy or too good... It's most likely just plain crappola.
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  #2522  
Old 02-01-2013, 01:20 PM
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I was too excited to sleep.

I am in the middle of a refinance at 3.75% for 30 years...
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  #2523  
Old 02-01-2013, 01:32 PM
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Originally Posted by Bucketlist2012 View Post
I was too excited to sleep.

I am in the middle of a refinance at 3.75% for 30 years...
Nice! That refi window seems to be closing more and more each day....
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  #2524  
Old 02-01-2013, 01:41 PM
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Nice! That refi window seems to be closing more and more each day....
Dave. Thanks..

Yes, The bottom at the bank I am at was 3.625% and it went to 3.825%, so I am going for it.. Right now it is 3.75%

No cost , and 300. fee.

Once Bernanke took the 2015 rate increase off the table and tied it to the Unemployment rate that can be manipulated, I knew it was time...He can change things now overnight.

I have a good loan now, but soon I will have a great loan...Just unbelievable ...Below 4% APR.....
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  #2525  
Old 02-01-2013, 02:12 PM
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Awesome!

We just closed on our new (to us) home with a 30 yr fixed at 3.75 too.
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  #2526  
Old 02-01-2013, 02:26 PM
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I refinanced 2nd week in December. 3.50% 30 year.
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  #2527  
Old 02-01-2013, 02:33 PM
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Originally Posted by toy71camaro View Post
Awesome!

We just closed on our new (to us) home with a 30 yr fixed at 3.75 too.
WOOT....Congrats Albert...
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  #2528  
Old 02-01-2013, 02:34 PM
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I refinanced 2nd week in December. 3.50% 30 year.
Now that is SWEET....
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  #2529  
Old 02-01-2013, 06:12 PM
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Three weeks ago I got an offer for a 15yr @ 2.875 fixed. We are at a 3.625 fight know...for 30. My payments are really really low. Would have a nice positive cash flow if we were to rent it out, but hey, ya gotta take a crap somewhere lol
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  #2530  
Old 02-01-2013, 07:22 PM
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Three weeks ago I got an offer for a 15yr @ 2.875 fixed. We are at a 3.625 fight know...for 30. My payments are really really low. Would have a nice positive cash flow if we were to rent it out, but hey, ya gotta take a crap somewhere lol
Yes, the 15 year is 2.9% but I am still going with a 30 Year.. The payments are lower and I prefer a longer loan that I can always pay down as I see fit.

But at that rate, I don't see me adding principal payments ...I will go the full term if I stay here...

At that point it is a personal choice..Either way, the deals are great...
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