Tony, you did not mentin what you will be doing with the Jeep. Mainly daily driving, hunting, fishing, or hitting trails?
Congrats on the XJ, they are definitely a great value, and heck you cna always chop the top off on them. Google up for ideas, I have seen pretty much everything form chopped tops to Avalanche looking conversions on the rear cargo. The Xj's do great on the trails specially if you strengthen the unibody.
If mild to wildertrails, I woudl go witha long arm lift, 35's, upgrade the front axle and add a locker to the rear 8.25 with some chomollys and you are ready to play.
I have had a ****load of Jeeps, buggies, etc, and love them. I went from building a few rigs to buggy and now have a TJ with tons, etc, greta for trails and a fun daily driver
My old YTJ (YJ on tons, I put a TJ front clip):
Cruiser buggy:
and PEPECA:
street legal...errrr
on the trail after lowering about a foot