Investing 102

[SoloTech]

Just found this thread mucken' around the forums. Some good advice buried in here!

[WSSix]

We hope it helps you out.

[captainofiron]

So I figured I Would keep the fun up in this thread.

Not sure if its a Investing 102 level topic, but my employer just rolled out an ESPP (employee stock)

its pretty good, you get a 15% discount on a three month lookback

So I am going to start buying the max and immediately selling, I was looking into it and to get a tax advantaged sell I have to hold it for 2 years...

so I have decided to sell it and add it to my portfolio

In addition to that, I am targeting to retire early in the next 10-15 years

10 might be tight with the 4% rule, but 15 is 100% doable

I am thinking try to partially retire in the next 10 and still work part time

That being said I just bought some MSM and KMI right before the exdiv date

[SSLance]

Did a bit of year end calculating yesterday. Our retirement portfolio is 42% invested in growth dividend stocks and the rest is in cash and we still managed 11.9% return for 2019.

I'm perfectly happy with that. I imagine those that were more fully invested did much better.

Happy New Year everyone.

[Flash68]

My IRA is mostly invested in stocks.... up 23% in 2019. Decent.

Happy New Year.

[WSSix]

Same. My professionally managed portfolios did very well in 19. My brokerage account that I manage, not so much, lol. I'm still too invested in oil in that account to have any big changes currently. I'm still loving the dividends though so I'm just let it continue to sit.

Hope 19 was good for everyone else, too. Here's to a great 20, as well.

[SSLance]

I feel like this is the time Weld would be telling us to hang tight... We all bought quality companies and they'll be the first ones to recover once the nonsense goes away.

Personally, I think the huge players are the ones driving this spiral...building opportunities strictly for themselves. Long ago I would have been anxious but thanks to the learning gathered in this thread...I'm still sleeping well.

[glassman]

Originally Posted by SSLance

I feel like this is the time Weld would be telling us to hang tight... We all bought quality companies and they'll be the first ones to recover once the nonsense goes away.

Personally, I think the huge players are the ones driving this spiral...building opportunities strictly for themselves. Long ago I would have been anxious but thanks to the learning gathered in this thread...I'm still sleeping well.

I hear Greg in my head saying "there has been no fundemental changes in the good dividend paying companies you've chosen, so, wait it out"

If my dad, whose broke at 75 years old, had just "let it ride" during the 08/09 fiasco, he'd have about a mill in the market, collecting his 5-7% (of taxable) inclome plus SS.

Nothing wrong with working til u die, just don't "have' to work....

[rustomatic]

It's a fun week if you're in Dow industrials . . .

If you're in biotechs, you might retire early (this week).

The best learning comes, usually, only with pain. I learned that from Rocky (who ironically didn't seem to learn much through all of those sequels).

Passive investing, to place Rocky in the spotlight yet again, is about as good as blocking punches with your face right now. Can you stomach a 4000-point dip?

There's a happy medium here somewhere, perhaps in the sense that peripheral vision (i.e., research with an open mind) can do wonders for your outlook, so long as you take the time to develop it. This statement has cost me thousands, by the way . . .

[XLexusTech]

Originally Posted by rustomatic

It's a fun week if you're in Dow industrials . . .

If you're in biotechs, you might retire early (this week).

The best learning comes, usually, only with pain. I learned that from Rocky (who ironically didn't seem to learn much through all of those sequels).

Passive investing, to place Rocky in the spotlight yet again, is about as good as blocking punches with your face right now. Can you stomach a 4000-point dip?

There's a happy medium here somewhere, perhaps in the sense that peripheral vision (i.e., research with an open mind) can do wonders for your outlook, so long as you take the time to develop it. This statement has cost me thousands, by the way . . .

Which Bio techs ?