Quote:
Originally Posted by 89 RS
Matt, That really sucks man. I would have been fuming. A couple months ago I was in my truck with my 2.5 yr old son and some guy behind me let off the brake at a red light and rear-ended us, I got out of my truck and asked him "what the hell you doing?", his reply was I guess I slipped off the brake. I told him to pay the hell attention, luckily just a scuff mark on my bumper. Bottom line, people are idiots and I think over half get their driver's licenses at Walmart.
Seeing those pics of your camaro made me sick and ticked off. As for Saturn lady, she's an idiot and failed to obey a traffic signal...not much to argue from her perspective. Glad you're okay man. Keep us posted on the repairs.
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Yeah, you know, I think I would have been more pissed off if there had been someone else in the car, especially if it had been a family member. I think I might have a certain lifetime tolerance for idiot drivers, and once that level is surpassed, I'll just go ape****. I got hit several weeks after buying my first car by a kid from my high school who told me that was trying to figure out who was in the car to his right and just forgot to look ahead. Idiot. As for Saturn lady, I almost feel bad for her, almost. I know she is going to **** a brick when she finds out she did 50k+ in damage, and only had a cheap liability only policy. I'm sure her provider won't like her.
Ok, know onto today's lesson in
accidents and insurance procedures
When Hagerty handles a claim they have a number of adjusters. They have one who does the field work who actually visits and takes pictures, then they have a middle man that looks at the pictures and reads through the field worker's notes on the car. Finally there is Hagerty's big adjuster that has the final say on calculating a dollar amount to place on the check. Before I get too far I need to point out that Dick might well be the greatest asset ever. When it comes to handling this process he has been in the industry long enough to know the ins and outs of the claims process, how it works, and how to keep adjusters from haggling on the price of the estimate.
Today the "field worker" adjuster came out and looked the car over, taking pictures and going down the estimate list that Dick prepared. He thought the price of hood hinges was exorbitant and that 50hrs to color sand and buff was a bit too high. All in all, it seemed like a simple process. After he got his pictures and left I started to tear the car back down (it's about all I can do lol).
Couple of observations:
1. Carbon fiber makes you itch as much as fiberglass.
2. DSE's subframe must be a gazillion times stronger than stock. It might have taken damage but there are no crumples, creases, or cracks that are visible from what can be seen so far.
3. On forged 3 piece wheels, apparently the hoops are much weaker than the spokes. take a look for yourselves.
Matt