Investing 102

[XLexusTech]

so I totally get he theory... but follow me here... I maintain 6 months emergency cash.
I have a 401k (mutual funds) Account one
I have 2 + years income post tax $$ in vanguard funds... Account two
I have my 'investment' account... Account Three..... which i just reviewed against the rule of 5%.... what i found was since I only have 14 stocks in it.. the rule of 5.. cant apply.. so what to do? Buy more stocks to balance things out? or dont worry about it because my spread and available cash..already provides some safety?

BTW my stocks are a good mix of "Coffee house" stocks + a few drips and some Muni's... excluding my two gambles... FB and BPT I yield over 12% this year before dividends.. add in the two losers and I am under water...