The ceiling, to me, depends on a persons financial status or willingness to spend. For example, the ceiling for a guy making $50k a year may only be $30k. But, that guy may very well have dreams of a $100k car, but knows he can afford it or won't spend $7k on a set of Baer brakes. Now, take a guy who earns $500k an up, his ceiling may be a $150k car with custom frame, top of the line 3-piece wheels, custom interior and top notch paint job.
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'68 C10 swb
'69 Camaro convertible
'72 Chevelle
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