Quote:
Originally Posted by Musclerodz
shops should have "garage keepers" insurance. If something happens while in the shops facilities, the insurance will cover the damage up to the indivual vehicle cap amount. If the shop has no insurance, the personal insurance on the car "MAY" cover it depending on coverage clauses, but will turn right around and attempt to collect from the shop who had control over the vehicle at time of damage. The owners of all the cars damaged should not be liable for the tent that came down on top of them. That should either be covered by Russo or the company that owned and or errected the tents.
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Sure isn't the way it worked here. Perhaps it works different in the custom car world, but when we ran a shop (a mechanical shop) our insurance was there for when we did something to mess up a car (I.E. set a lift down on a door, dinged a car with a jack handle), not for when Mother Nature, or another customer decided to get stupid and mess up a customer's car. When that happened, it worked exactly the same as when the car was parked at any other facility, that is, the individual insurance companies worked it out.
In any case, I am sure the appropriate parties will step up to the plate and work it out. I feel very badly for the owners of these vehicles, not to mention the various people at the involved companies who must be pulling their hair out at the moment!
Shiny Side Up!
Bill