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  #11  
Old 10-09-2012, 09:18 PM
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Do not settle. The amount they have offered is a drop in the bucket compared to the possible health issues you might have in the future due to this. Get another attorney.
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  #12  
Old 10-09-2012, 10:00 PM
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Insurance company wants to go to court less than you do. Trust me, they did the same to my brother. Play hard ball. Find out the limit of his insurance coverage and demand it. Yes this will take a long time. Yes they will low ball you. Yes they will threaten to go to court. Yes they will tell you the injuries were pre existing. They may do lots more things you don't like. But I don't see why you shouldn't be multiplying that number by 10 or 20. Get a new lawyer that believes in this. Most should offer a free consultation to listen to your case and should be confident in winning.
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  #13  
Old 10-09-2012, 11:47 PM
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If you have to have surgery it will eat up that amount real fast. I've had two surgeries and the last one cost in the $10,000 range. Than you have to figure out how much pay you will be out also.
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  #14  
Old 10-10-2012, 01:01 AM
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What's the other party's insurance limits?
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  #15  
Old 10-10-2012, 07:10 AM
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I know the docs are gonna be expensive. I know i have a bunch of bills already. I know the limit on his ins is high. It was a company van kn the clock(big name company). I cant give specific details. They maybe watching
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  #16  
Old 10-10-2012, 03:14 PM
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The best advice I could offer would be to get the best representation you can afford. You have been permanently altered, money don't fix that, but you also can't put a price on health. If you make 100 K a year for example and now can only work part time at 50 K then times the 50 by the number of years till 65 and start with that number and go up.

Make the lawyer work for you, or kick him to the curb. At the end of the day his back won't hurt, so think of you period.
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  #17  
Old 10-10-2012, 04:17 PM
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I've got to agree with the others, time for a new lawyer. I bet the insurance company gave him more then the payout he mentioned to tell you that...

All jokes aside I'm very sorry to hear how this has affected you. A similar incident happened to my father 40 years ago. To this day it still bothers him all the time. He has never been able to play sports or be very active, it has also affected his work as a machinist. He can still do it but in pain a lot of time.

When you wrote a 10k pay out I almost laughed at how pathetic a number that is for what you are and will be dealing with in the future. If it was me and I did go to court and for whatever reason lost I would be more satisfied I tried then taking such a joke of an offer.

The fact that you were in such good shape and rode your bike 20 miles a day is a testament to the fact that being a tech had no negative impact on your health up until the accident. Start with that and build from there.

Good luck, I really hope you make out alright with it.
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  #18  
Old 10-10-2012, 09:26 PM
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You would be wise to hire a pi ASAP. Uncover all the assets of the person who hit you. You should have had this information already. Do not sign any docs letting the perp walk from any future civil suit.

Regarding insurance payouts, your lawyer must be clueless/incompetent. I'd find a new one. There are formulas for these types of accidents and the insurance companies know precisely how much they will lose in court. If things are as you described, your settlement should be a heck of a lot more than $10K. Apparently your lawyer does not know what the insurance company knows. Not good for you. They are playing him (and you by default) for a fool.

I'm not a lawyer but I did stay at a Holiday Inn last night. I also lost an eye in a similar accident and received WAAAAAYYYYY more than $10K.

Now you know where my name "The Patch" comes from.
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  #19  
Old 10-11-2012, 12:38 AM
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Quote:
Originally Posted by carkrazy1987 View Post
Lookin to the lat-g family for alil advice. Back in August of 2011 I got into a car accident where I got hit by a G van. I was siting still and hehit me at 45mph. I received injuries to my neck and lower back mainly bulging disc between vertebrae. 3 in my neck and 3 in my lower back. After the accident, on request from the lawyer, i enrolled in a injury clinic/rehab to try and eleveate the pain and damage. Also visited doctors for check ups. The rehab helped but only temporarily. After 3 month of physical therapy the doctor recommended a nerve block on my lower back to relieve my pain. The effects were only temporary. The doctor then recommended cortisone injections. The injections helped with the pain a good amount, but i was not my priot self. Before the accident i would cycle a minimum of 20mi a day now i cant make it 2mi before back pain sets in. I also dont have the working capacity from before. I cannot lift as mucg or sustain a lift as long as i was able to before. I had to continue working everyday since the accident since i couldnt afford not to. As i sit now i have pain when i wake up. If i sneeze i feel like my back is being broken. We have finnaly arrived to the point of discussing settlements and payments. My lawyer is advising me to stay out of court as to the insurance will try and blame my injuries on my job (im a gm service tech, going on 7yrs now) the lawyer is advising that if we settle he will try and get me about $10k in my pocket. (After paying him and doc bills) Now here is were my questions come in. Does it seem like a right amount for me or do i fight for more. What should i expect to get? And what if i need more doc visits in the future? What do i do? Any advice?
I went through this twenty plus years ago but the injuries were not as severe. The settlement was based on the percentage my back was out. The insurance company sent me to their doctor and we had ours. Settlement amount was derived at by a compromise between the two percentages.

Not sure what no fault means so do your home work.

If I were you I would not settle period. Once you settle the insurance company is off the hook which is what they are shooting for. They will play hardball and you should do the same. Dont let them hurry you into making a decision. Keep them on the hook. You are working at your job but the work is causing you continued pain. Ask for additional weekly compensation for the rest of your life due to the hardship of having to work with this pain. Ask that they cover all doctors bills including the physical therapy for the rest of your life or however long it takes. These demands are not unreasonable.

Forget about living a normal life. If your demands are met the insurance company will hire a PI to keep an eye on your activities and if you are caught doing something beyond doctors recommendations they will take you back to court.

Stay away from the cortizone injections. The cortizone hardens up and makes the pain worse down the line.

I wish you the best of luck.
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  #20  
Old 10-11-2012, 01:21 AM
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Quote:
Originally Posted by kochevy67 View Post
What he said X2. I have 3 bulging discs in my back and deal with it everyday, however I can tell you I am in pain everyday. I will never be 100% but I deal with it. As for the tatorney you should fire that one and get a new one. Keep this in mind, is 10K worth a lifetime of pain. Hope it all works out for you.
I am in the same boat as you from a car wreck back in the 80's The persons Ins Co told me that 8k was the best I could do and my lawyer agreed, so I settled and obviously it wasn't nearly enough

Quote:
Originally Posted by Track Junky View Post
Stay away from the cortizone injections. The cortizone hardens up and makes the pain worse down the line.

.
Wish I would of known that about cortizone

For the OP..get the proper compensation you deserve, It'll make life much better for you in the long run
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