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Originally Posted by carkrazy1987
Lookin to the lat-g family for alil advice. Back in August of 2011 I got into a car accident where I got hit by a G van. I was siting still and hehit me at 45mph. I received injuries to my neck and lower back mainly bulging disc between vertebrae. 3 in my neck and 3 in my lower back. After the accident, on request from the lawyer, i enrolled in a injury clinic/rehab to try and eleveate the pain and damage. Also visited doctors for check ups. The rehab helped but only temporarily. After 3 month of physical therapy the doctor recommended a nerve block on my lower back to relieve my pain. The effects were only temporary. The doctor then recommended cortisone injections. The injections helped with the pain a good amount, but i was not my priot self. Before the accident i would cycle a minimum of 20mi a day now i cant make it 2mi before back pain sets in. I also dont have the working capacity from before. I cannot lift as mucg or sustain a lift as long as i was able to before. I had to continue working everyday since the accident since i couldnt afford not to. As i sit now i have pain when i wake up. If i sneeze i feel like my back is being broken. We have finnaly arrived to the point of discussing settlements and payments. My lawyer is advising me to stay out of court as to the insurance will try and blame my injuries on my job (im a gm service tech, going on 7yrs now) the lawyer is advising that if we settle he will try and get me about $10k in my pocket. (After paying him and doc bills) Now here is were my questions come in. Does it seem like a right amount for me or do i fight for more. What should i expect to get? And what if i need more doc visits in the future? What do i do? Any advice?
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I went through this twenty plus years ago but the injuries were not as severe. The settlement was based on the percentage my back was out. The insurance company sent me to their doctor and we had ours. Settlement amount was derived at by a compromise between the two percentages.
Not sure what no fault means so do your home work.
If I were you I would not settle period. Once you settle the insurance company is off the hook which is what they are shooting for. They will play hardball and you should do the same. Dont let them hurry you into making a decision. Keep them on the hook. You are working at your job but the work is causing you continued pain. Ask for additional weekly compensation for the rest of your life due to the hardship of having to work with this pain. Ask that they cover all doctors bills including the physical therapy for the rest of your life or however long it takes. These demands are not unreasonable.
Forget about living a normal life. If your demands are met the insurance company will hire a PI to keep an eye on your activities and if you are caught doing something beyond doctors recommendations they will take you back to court.
Stay away from the cortizone injections. The cortizone hardens up and makes the pain worse down the line.
I wish you the best of luck.