Do you regularly drive you car?

[RussMurco]

This is something I'm kind of struggling with right now. My car is being built to be reliable and safe but I question the other drivers out there! So I talk to my insurance agent about coverage that would completely replace the car, with it's modifications, and have it available to drive daily in the warmer months (8,000 miles annually) and the price gets a little silly. I'm also in one of those states where the property liability insurance minimum is $10,000! That wouldn't cover a 4 year old Accord!!!