Agreed Value Insurance

[Richio1]

So to take it one step further; what are you guys and others doing that are running timed track events?

I looked at the Infinity website and under "do I qualify" it has a disclaimer that you can not run any type of a timed event. So this would mean any auto-x, quarter mile, road course event, etc. I know the other big names have the same type of restrictions.

I have always wondered what others are doing, besides rolling the dice, who run their cars at these kind of events.

I don't want to hijack your thread Mike so Jody or Skip, if you want to move it feel free but it is all along the same lines.

[GregWeld]

Funny --- I don't have titles or insurance on either one of my track cars --- yet since I usually run the NorCal Shelby events -- and they ARE NOT TIMED -- they'd probably be covered in a wreck.... NOT SO at USCA events which are timed!!

[Richio1]

Originally Posted by GregWeld

Funny --- I don't have titles or insurance on either one of my track cars --- yet since I usually run the NorCal Shelby events -- and they ARE NOT TIMED -- they'd probably be covered in a wreck.... NOT SO at USCA events which are timed!!

Ahhh, the loop hole. Thanks Greg.

I've been thinking a lot about this. If you Youtube auto-x crash there are dozens of videos of guys over correcting or locking up the brakes and sticking it into the wall. Or, God forbid, you want to see if you can get your car into the 11's, 10's, 9's... something happens and you smack the wall. For many, me included, the car would be hard to rebuild on their own dime so I'm curious if there is track insurance specific for events at these tracks or a carrier that will allow a certain level of coverage if you ran an event.

Most all our cars, except yours Greg and Doug's will be registered street cars that run events.

[GregWeld]

I know that when I've done Bondurant schools --- you can buy their track insurance --- which ONLY has a $7,000 deductible PER CAR -- so if it's your fault and you smack into someone else - it's $7,000 each!

My guess is -- no normal insurance carrier is going to issue insurance for a "race" event.... the odds just aren't in their favor!

[Sparks67]

Try Heacock Classic, http://www.heacockclassic.com/. Their website explains about the coverage etc. I tried Hagerty, but since my 67 has supercharged LS engine and it made more than 500 Hp. Hagerty limit seemed to be 500 hp. Hagerty wouldn't even cover it.

Jeff

[Ron in SoCal]

Originally Posted by GregWeld

My guess is -- no normal insurance carrier is going to issue insurance for a "race" event.... the odds just aren't in their favor!

Correct, but it is available. My policy is with LaRue in KY, underwritten by Infinity. LaRue offers track insurance as needed.

Haven't priced it yet

[grif54]

I got in touch with Mark through the site for two of my Dads cars and I would highly recommend him. My parents have blanket insurance on their property, house and cars so they had a whole lot of questions for him and if it would work with his offerings from Infinity insurance. He was very professional and helped them out a lot. It took them about 3 months to decide I think. They went with him on the two cars and couldn't be happier with him, thank god they haven't had to make a claim though. I will definitely go with him when I get my Chevelle done in a few years. If he is still around I won't even call anywhere else.

[Sparks67]

Originally Posted by grif54

thank god they haven't had to make a claim though.

A claim is a good test of an insurance company to see if they actually cover your loss. I had a claim with my home insurance company on an act of God! Lightning strike, so it took me 3 months and 40 phone calls to get them to pay the claim off! I have friends that had house fires, hale damage on vehicles with different insurance companies and they never seem want to pay for the damage.

Jeff

[carbuff]

Originally Posted by GregWeld

I know that when I've done Bondurant schools --- you can buy their track insurance --- which ONLY has a $7,000 deductible PER CAR -- so if it's your fault and you smack into someone else - it's $7,000 each!

Woah, back when I did the school 13 years ago, it was only a $2500 deductible... Damn inflation!

To the topic at hand, I don't think any normal insurance is going to cover a track event. I don't expect it to if I have a problem at a track, timed or not. That doesn't mean I wouldn't try, but... Buyer beware.

[CamaroMike]

Hagerty denied me because I daily drive one of the cars.

I dont have enough "driving experience" for Classic Collectors.

I have a clean record yet cant get car insurance

Any other companies out there?