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09-19-2014, 09:01 AM
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Lateral-g Supporting Member
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Another Insurance question..
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?
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 Mario
USCOLLISION
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09-19-2014, 09:15 AM
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Quote:
Originally Posted by DOOM
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?
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Call Hagerty or one of the other classic car insurers --- they understand what you're doing.
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09-19-2014, 09:23 AM
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My insurance place knew it was under construction. Called them when it was done. No biggie.
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09-19-2014, 10:24 AM
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This is what I do for a living. You need to talk to any one of the companies that specialize in classics: Hagerty, JC Taylor, Grundy, Etc. A good independent agent should have all of them.
They all understand and can cover a vehicle under restoration.
Jason
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09-19-2014, 10:27 AM
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I switched from Hagarty to LaRue who offers coverage through Infinity this year. Shopped all of them and they had the best terms for the price. Saved $500 a year over Hagarty. Many of the houses offer policies though Infinity and the research I did came back positive.
Make sure to compare terms as they are all a little different but all were flexible so I could get an apples to apples quote to compare.
http://www.larueclassics.com
Lisa DeWitt
LaRue Insurance, Inc.
(270) 358-3101 Fax (866) 591-7318
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09-19-2014, 10:32 AM
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Quote:
Originally Posted by DOOM
I'm getting ready to pick my car up at BBT at the end of October. Its going to be moved around alot in the next 6 months. I called my insurance company (STATE FARM) and even though my truck and trailer are insured the contents are not???? I would have to insure the car seperately but they will not insure a uncomplete car let alone a ''classic muscle car''. So my question is how do you insure a uncomplete car ?
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You autobody shop insurance does not cover this car? I'm guessing your putting it on the books as a shop expense. My umbrella policy at the shop covers even my UTV race car for stated value.
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09-19-2014, 10:39 AM
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Grundy, Haggerty or other classic car insurance companies. Normal insurance companies typically do not give 100% agreed value.
As Greg stated. Call them and they will insure uncompleted. They will just want pics and description.
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Jay
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09-19-2014, 10:56 AM
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Like Jeff, another vote for LaRue. Good people, service and coverage.
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09-19-2014, 03:47 PM
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Heacock
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09-19-2014, 06:25 PM
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As someone who has actually filed a claim with a specialty/classic car insurance carrier (fire while car was still under construction) I can say working with Infinity was very easy and nice to deal with.
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