Insurance "Agree Value" vs. classic insurance appraised value

[Gmachine1911]

I just moved my policy to Alex with Larue Classics this week. The process was easy. I was able to dictate how many miles I anticipated driving the car. After asking lots of questions, I feel completely comfortable with the coverage.

[RdHuggr68]

I am searching the ins. market to replace my current (ANPAC) insurance. I have all of our vehicles and house with ANPAC and I am searching for the same style insurance policy.
I was on Larue's website and read this:
Our policies offer sensible limits that let you enjoy an occasional leisure drive.

It seems like Larue does not want you to drive your vehicle much, granted I have not talked to them yet (occasional) means they rather have you keep it under cover than drive it.

[Gmachine1911]

Originally Posted by RdHuggr68

I am searching the ins. market to replace my current (ANPAC) insurance. I have all of our vehicles and house with ANPAC and I am searching for the same style insurance policy.
I was on Larue's website and read this:
Our policies offer sensible limits that let you enjoy an occasional leisure drive.

It seems like Larue does not want you to drive your vehicle much, granted I have not talked to them yet (occasional) means they rather have you keep it under cover than drive it.

All I can tell you is that I set the limit on the annual mileage when I signed up. As with any specialty insurance company, what they don't want is your "specialty car" (which is insured for as much as a nice house) being used to drive to work every day where it's exposed to more chances for theft, collision, etc. that's why they call it insurance, you have to determine the balance between what you want to pay and what restrictions you can live with based on how important the car is to you. Like someone else here said, it's like Vegas...the house will always win, however, if you ever suffer a total loss you'll be glad you have it. Give them a shout and ask questions...